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Closing Costs in Washington, DC
Calculate closing costs for Washington, DC real estate. DC has some of the highest transfer taxes in the region — combined recordation and transfer taxes can reach 2.9% on properties over $400,000. Median home prices are approximately $650,000.
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Local Taxes & Fees in Washington, DC
Washington, DC charges both a recordation tax and a transfer tax on all real estate transactions. For properties up to $400,000, each tax is 1.1% (2.2% combined). For properties above $400,000, each increases to 1.45% (2.9% combined). These taxes are typically split between buyer and seller. First-time DC homebuyers may qualify for a reduced recordation tax rate of 0.725%, which can save $4,000+ on a $650,000 home. DC does not have a separate county government — all taxes are at the district level.
Frequently Asked Questions — Washington, DC Closing Costs
How much are closing costs in Washington, DC?
DC closing costs are among the highest in the DMV area, typically 3% to 6% for buyers and 2% to 4% for sellers. The combined recordation and transfer taxes can exceed 2.9% on properties over $400,000.
What are DC's recordation and transfer taxes?
DC charges both a recordation tax and a transfer tax. For properties up to $400,000, each is 1.1%. For properties over $400,000, each increases to 1.45%. Combined, that's 2.2% to 2.9% of the sale price.
Who pays DC transfer taxes?
In DC, recordation and transfer taxes are typically split between buyer and seller, though this is negotiable. First-time DC homebuyers may qualify for a reduced recordation tax rate.
Are there any DC homebuyer tax breaks?
Yes. First-time DC homebuyers may qualify for a reduced recordation tax rate of 0.725% (instead of 1.1%–1.45%) on their primary residence, potentially saving thousands at closing.
Need a Precise Closing Cost Estimate?
These are estimates based on standard District of Columbia rates. Every transaction is different — contact Will Rapuano at Pruitt Title LLC for an accurate, line-by-line closing cost breakdown for your Washington, DC property.